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Jumbo Mortgage Loans


For Higher Priced Homes

A jumbo loan, or non-conforming mortgage, allows you to purchase more expensive homes with a loan amount above the conforming limit set by the Federal Housing Finance Agency. In most areas of the country, the conventional conforming loan limit is $417,000; however, the limit is $625,500 in higher cost areas.

Jumbo Loan Highlights

If you have a low debt-to-income (DTI) ratio and a higher credit score, but you don't plan to bring the loan amount under the conforming limit, a jumbo loan might be the right option for you. Highlights of non-conforming loans include: